Did you Know? The Return to Work Supplement Fund check for $5,000 does not have to be applied to school expenses.

The Return to Work Supplement Fund check for $5,000 does not have to be applied to school expenses.

The $5,000 check from the Return-To-Work Fund is a wage loss benefit, and injured workers are entitled to it because they have a job loss. Sometimes people are confused because the Supplemental Job Displacement Benefit starts the timeline. However, it is not a school-related benefit, so injured workers can use it to get back on their feet when they're behind on their bills, they can fix their car, put the money toward bills or rent, or even a down payment on a house. They can use that money for whatever they need. It is not for training.

We have found that many injured workers think or were misinformed by their legal representatives that the $5,000 is for training and therefore they don't want to apply because they don't want to go to school and the insurance companies end up saving millions of dollars because of this miscommunication.

In addition, many injured workers believe they...

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Did you know? Insurance carriers are responsible for obtaining the signed return-to-work from physicians.

The physician’s return-to-work form is a requirement and it triggers the Supplemental Job Displacement Benefit to be issued by the insurance carrier. The law says the voucher is due to the injured worker 60 days from receipt of the signed physician’s return-to-work form. However, many doctors are not complying, so the insurance companies are not issuing the voucher.
In a recent Decision by District Court of Appeals (*see below), it states that the insurance carriers are responsible for obtaining the signed return-to-work from the physicians or issue the voucher if no valid objection for eligibility. As it stands now, insurance companies are forcing injured workers and/or their representatives to get the form, therefore when doctors are not filling them out, the voucher benefits are delayed or simply never issued.
The solution here is for the insurance company to comply with the law and to obtain the form themselves or issue the voucher. Attorneys can send...

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Did you know: Insurance companies are denying benefits for people without a high school diploma?

Uncategorized Sep 18, 2019

The insurance companies have discovered a new way to deny paying on the voucher training benefit. The regulations state that all vouchers must be used at training institutions that are state-accredited and on the list of approved schools (the Bureau for Private Post-Secondary Education) therefore have to abide by those rules. According to the Bureau, any student enrolling in school must prove they have the basic ability to benefit from training. So, they have to prove they have a high school diploma, a GED, or successful passing score on the Ability-To-Benefit-Test. Many injured workers do not have high school diplomas and cannot pass this test. The insurance companies are denying payment for training and saving themselves millions of dollars.

The solution is to get rid of this requirement or applicant attorneys could send the injured worker to a vocational expert to prove that if they are not able to benefit from the voucher and retrain themselves, they will be unable to return to...

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My Recent Travels for Good

Uncategorized Sep 06, 2019

“Dreams come in a size too big so that we may grow into them.” — Josie Bisse

Recently, I was part of a  small group of Entrepreneur Women who volunteered in Cartagena, Colombia after the Women of Entrepreneurs' Organization (EO) Summit in Bogota. We mentored and visited a school where the students were young women; most with infant children. They came from impoverished and challenging circumstances and are now attending school.  The EO Women worked in the nursery to support the babies during our visit, visiting the classroom and much more. 

I have been a member of EO for 4 years and in that time I have learned a lot about growing my business and being profitable. Recently, this organization along with its members have committed to the United Nations Sustainable Development Goals (SDGs) to make the world better and to solve most of the biggest problems by the year 2030.  This commitment has changed my life as I have personally pledged...

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Supporting Gender Equality

“The first thing you need to do about gender norms is forget them.” - Amy Poehler 

I recently attended an event and donated clothing and copies of my book to Gals Starting Over and Clothes the Deal, two organizations that provide support to low income, injured, ex-felons, and single moms who are returning to the workforce. I am proud to lend my continued support to these organizations as they align with my commitment to SDG #5, gender equality.

Why is gender equality important to economic development? Any development effort must consider the needs of all people, especially those who don’t typically have a voice in decision making, if it is to be sustainable and effective. That’s why gender equality is a critical ingredient in achieving sustainable development.

Mount Saint Mary’s University in Los Angeles is a hub for gender equality research. According to their report on the status of women and girls in California, we are among the most diverse in...

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Helping When People Hurt

Uncategorized Jul 18, 2019

Every day at OCC my team and I hear from people who are lost, hurt, and desperate for comfort. Some are in the darkest days in their lives. They face loss, pain, stress, and feeling like no one understands.

Over the years of talking with injured workers, we have learned so much that we want to share. You may know someone who has been diagnosed with a debilitating illness. You may be supporting someone who is going through a rough divorce or someone who is in financial dire straits. It can be hard to know what to do, so I wanted to tell you what we do at OCC to help soothe the people we work with everyday. The first step is making the decision to help.

Some practical ideas:

Be There.
Many people tend to go into hiding when they are in pain. Worse, when we don’t know how to help, we often avoid someone who is hurting. Acknowledge that they are in a tough place and let them know that they can rely on you. Just sitting in silence with someone can bring them a good deal of...

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My talk before the United Nations

Uncategorized Jul 11, 2019

I was honored to be asked to represent my local Entrepreneur's Organization Orange County chapter at the International Entrepreneurial Summit before the United Nations last month. In my years as an EO member, I’ve seen how strongly EO encourages the vital role entrepreneurs play in driving positive change. I’m excited by the opportunity to engage with the Sustainable Development Goals to lead substantive change both in our local community and around the world. As a signatory of the Outcomes Declaration I am committing to adopting and advancing practices to eradicate poverty, reverse gender inequality and halt climate change by 2030. I will adopt these actions in my own company, and I encourage other local businesses and organizations to do the same. Together, we can address these sustainable development challenges and help to make the world a better place.  

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Hazel: Why There is a Fee

Uncategorized Jul 01, 2019
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Knowing When to Quit by Amitabh Ray

Uncategorized Jun 24, 2019

On May 22, 2019, Mount Everest saw a traffic jam as 300 mountaineers made it to the summit that day, creating a traffic jam, a picture of which went viral the next day. German alpinist, David Gottler, was not among those who summited. He was just 200 meters from the peak when he turned back. David was also among the lucky ones. This spring, the Everest climb saw 21 mountaineers die while attempting to scale the world’s highest peak – the highest number to die so far!

Why did he turn back despite being an experienced climber who had already conquered five of the 14 different 8000m peaks on Earth, reaching the summits of Gasherbrum II (8035m), Broad Peak (8051m), Dhaulagiri (8167m), Lhotse (8516m) and Makalu (8481m), as well as ascending to 8200m on K2 (8611m)? He took a crucial decision. That day that the risks were way too much to attempt to summit despite being so close.

His experience told him that the crowd trying to reach the peak would make him wait for his turn...

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Winter: An Injured Worker Finds a New Path and New Hope

Uncategorized Jun 24, 2019
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